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4491 SE 89th Street , Ocala, FL 34480

$299,900
  • 4491 SE 89th Street , Ocala, FL 34480 Main Photo

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New to the Market Active
BEDS3 BATHS2 full SQUARE FEET1,541 MLS#TB8566660
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONSUMMERCREST

Property Description

**BUY THIS HOME WITH ZERO DOWN PAYMENT! USDA 100% FINANCING ELIGIBLE!****YES, YOU READ THAT RIGHT-QUALIFIED BUYERS MAY PURCHASE THIS HOME WITH NO DOWN PAYMENT REQUIRED!** Thanks to its USDA financing eligibility, 4491 SE 89th Street offers an incredible opportunity to become a homeowner without the traditional down payment! Why keep renting when homeownership could be more affordable than you think? USDA loans offer qualified buyers **100% FINANCING**, making this an opportunity you don't want to miss!Welcome to this beautiful **2023-BUILT HOME** located in Ocala's desirable Summercrest community! Featuring **3 BEDROOMS, 2 BATHROOMS, 1,541 SQUARE FEET, AND A 2-CAR GARAGE**, this move-in-ready property combines modern finishes, an open-concept layout, and a HUGE LOT with exciting investment potential!Step inside to discover soaring ceilings, abundant natural light, and beautiful wood-look flooring throughout the main living areas. The spacious kitchen features dark cabinetry, stainless steel appliances, attractive countertops, decorative backsplash, and a large breakfast bar overlooking the living and dining spaces-perfect for entertaining!The split-bedroom floor plan provides additional privacy, while the primary suite offers a spacious walk-in closet and private bathroom featuring dual sinks and a walk-in shower.**NOW LET'S TALK ABOUT THE PROPERTY!** Situated on an **IMPRESSIVE NEARLY QUARTER-ACRE LOT**, this home offers something buyers are constantly searching for-SPACE! The backyard features a **BRAND-NEW VINYL PRIVACY FENCE**, providing an enormous enclosed outdoor area with plenty of room for pets, entertaining, recreation, gardening, or creating your dream backyard retreat! The screened-in lanai adds another inviting space to enjoy Florida living.**ATTENTION INVESTORS!** Looking for an opportunity to generate rental income? This newer home offers tremendous potential as a long-term rental investment, subject to applicable restrictions. Its modern construction, functional floor plan, spacious lot, and convenient location make it an attractive option for both homeowners and investors.Conveniently situated near shopping, dining, schools, and major roadways, with easy access to Ocala and Belleview!**WHY WAIT? 100% USDA FINANCING! NO DOWN PAYMENT FOR QUALIFIED BUYERS! NEWER CONSTRUCTION! BRAND-NEW VINYL FENCE! HUGE LOT! INCOME-PRODUCING POTENTIAL!**Opportunities like this don't come along every day! **Schedule your private showing today and ask how you may qualify to purchase this home with ZERO DOWN PAYMENT!***USDA financing subject to buyer income, credit, property eligibility, lender underwriting, and program requirements. Closing costs and other expenses may still apply.*

4491 SE 89th Street | MLS# TB8566660

This single family home located at 4491 SE 89th Street , Ocala, FL 34480 is currently listed for sale with an asking price of $299,900. This property was built in 2023 and has 3 bedrooms and 2 full baths with 1541 sq. ft. SE 89th Street is located in the SUMMERCREST subdivision. Search SUMMERCREST real estate on ebraunstein.realty100.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air
Heating: Heat Pump
Lot Size: 0.24 Acres
Roof Type: Shingle
Stories: 1.0
Taxes: $3,487
Year Built: 2023

Amenities

Ceiling Fans(s)
Sidewalk

Feature Descriptions

Appliances: Dishwasher, Disposal, Dryer, Range, Range Hood, Refrigerator, Washer
Community Features: Clubhouse, Community Mailbox, Dog Park, Playground, Pool
Days on Site: 1
Directions: Driving Directions to 4491 SE 89th Street, Ocala, FL 34480:From I-75, take Exit 341 (CR 484) toward Belleview. Head east on CR 484. Turn left onto SE 36th Avenue, then right onto SE 95th Street. Turn left onto US 441/301 North, then right onto SE 92nd Pla
Exterior: Block, Stucco
Flood Zone Code: X
Flooring: Carpet, Ceramic Tile
Foundation: Slab
HOA Fee: 150/ Quarterly
HOA Y/N: Yes
Home Warranty Y/N: No
Listing Terms: Assumable, Cash, Conventional, FHA, USDA Loan, VA Loan
Lot Dimensions: 0.24
Other Equipment: Smart Locks
Ownership: Fee Simple
Pets Allowed: Cats OK, Dogs OK
Property Attached Y/N: No
Property Sub-Type: Single Family Residence
Sewer: Public Sewer
Showing Instructions: ShowingTime
Special Sale Provisions: None
Utilities: Electricity Connected, Sewer Connected, Water Connected
Water: Public
Water Access Y/N: No
Zoning: PUD

Local Schools

High School: Belleview High School
Middle School: Belleview Middle School
Elementary School: Legacy Elementary School

Listed By / Shown By

Listed By

Agency Name: BRAINARD REALTY
Agency Contact: 813-922-2891

Shown By

Agent Name: Evan Braunstein
Agent Phone: Cell: (954) 612-8286
Agency Title: Realty 100

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Estimated Payment

$ 1,045.50 per month $667.45 Principal & Interest $290.58 Property Tax $87.47 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 11/15/2026. The listing information on this page last changed on 11/15/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sun 11/15/2026 12:04:29 AM EST) or Miami MLS (last updated Sat 11/14/2026 11:58:32 PM EST) or Stellar MLS (last updated Sat 11/14/2026 11:55:07 PM EST) or Beaches MLS (last updated Sat 11/14/2026 11:57:56 PM EST). Real estate listings held by brokerage firms other than Realty 100 may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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